Furqan Qamar and Samreen Fatima Siddiqui

Non-Performing Assets and their Recoveries

Non-performing assets (NPAs) are a bane to the profitability and operational efficiency of commercial banks. They corrode the quality of their assets, adversely impacting their lending capacity and long-term sustainability. Unchecked, they erode confidence in the banking system and, thus, impede macroeconomic performance by adversely impinging on saving behaviour and...