Make your Valentine's Day celebration extraordinary with Home Credit's easy finance options - The Daily Guardian
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Make your Valentine’s Day celebration extraordinary with Home Credit’s easy finance options

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New Delhi [India], February 10 (ANI/BusinessWire India): This Valentine’s day show some love and make your loved ones feel special, as it is now time for hope, reassurance, good health and well-being. Gift them from a diverse range of innovative products and offerings from Home Credit as it provides simple, easy, and fast financing options.
With Home Credit’s Ujjwal Card, customers can avail instant limit to buy smartphones and home appliances across brands that are in partnership with Home Credit, to be utilized immediately. This will certainly fulfil the dreams and aspirations of many, as loans and monthly outstanding can be easily tracked.
Secure the future of your loved ones by gifting them life or health insurance with Home Credit’s offerings under its health insurance portfolio: Bajaj Allianz General Insurance’s Family Healthcare Insurance and Pocket size premium powered by Credit linked Health Plan & Group Guard Insurance policy, which aims to provide financial security to customers and their families by enabling them with better access to medical care.
Bajaj Allianz General Insurance’s Family Healthcare Insurance covers are offered on an individual and family floater basis. Home Credit customers can cover themselves for a Sum Insured starting from Rs 3 lakh upto Rs 5 lakh. The policy comes with a hospitalization cover for illnesses (including COVID-19) and accidental injuries along with a Hospital Cash Benefit of Rs 500 per day along with coverage of daycare expenses for procedures/surgeries opted at a Hospital or Daycare center. The policy is applicable for Ayurvedic and Homeopathic Hospitalization expenses as well.
Pocket Insurance called Credit linked Health plan and Group Guard Insurance by Bajaj Allianz General Insurance starts with a premium of approximately Rs 300 available in 5 variants – Platinum, Gold, Silver, Bronze and Copper which can be opted by customers depending on their needs and requirements. These Pocket size Insurance options can be claimed for hospital cash allowance, critical illness cover, personal accident cover and accidental hospitalization. Maximum coverage amount goes up to Rs. 1 lakh depending on the type of Pocket Insurance availed.
One can select from beautiful and stylish household appliances and smartphones with Home Credit as the company has partnered with leading consumer durable brands to offer attractive customer-friendly finance schemes. Offers are available across popular brands like Samsung, LG Electronics, Vivo, Whirlpool, OPPO, Haier, Voltas, Blue Star, Xiaomi, Sony, Realme, Aisen, Tecno, Nokia, etc.
Bringing love, harmony, and care for its 11.7 million customers, to be cherished forever, Home Credit offers various flexible loan options and provides plethora of hassle-free financing options, as the company is committed to drive credit penetration and broaden financial inclusion through responsible lending in the country.
This story is provided by BusinessWire India. ANI will not be responsible in any way for the content of this article. (ANI/BusinessWire India)

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Stock indices close 1 pc higher, auto and IT stocks surge

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Mumbai (Maharashtra) [India], Mar 2 (ANI): Equity benchmark indices maintained momentum despite lacklustre trading on Tuesday on the back of auto and IT stocks amid positive global trends.
The BSE S&P Sensex closed 447 points or 0.9 per cent higher at 50,297 while the Nifty 50 advanced by 158 points or 1.07 per cent to 14,919.
Except for Nifty PSU bank which dipped slightly, all sectoral indices at the National Stock Exchange were in the green with Nifty auto up by 3.2 per cent, IT by 3 per cent and FMCG by 1.4 per cent.
Among stocks, Tata Motors jumped by 5.1 per cent to Rs 345.15 per share. Mahindra & Mahindra gained by 4.6 per cent, Hero MotoCorp by 3.9 per cent and Bajaj Auto by 3.5 per cent.
IT majors also witnessed smart gains with Wipro moving up by 4.4 per cent to Rs 432.90 per cent. Tech Mahindra, Infosys and Tata Consultancy Services gained between 3.2 and 3.5 per cent.
Power utility NTPC was up by 3.7 per cent to Rs 112.45 while Adani Ports surged by 4 per cent to close at Rs 721.25 per share.
However, ONGC fell by 2.6 per cent to Rs 114 per share. HDFC, Dr Reddy’s, Power Grid Corporation, Coal India, UPL and State Bank of India traded with a negative bias.
Meanwhile, Asian stocks were mixed despite a halt in the recent bond markets sell-off. Japan’s Nikkei was down by 0.86 per cent as investors cashed in on strong yearly gains.
Hong Kong’s Hang Seng and Shanghai composite index slipped by 1.21 per cent each. (ANI)

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PhonePe processes over 970 million UPI transactions in February

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Bengaluru (Karnataka) [India], Mar 2 (ANI): Digital payments platform PhonePe processed over 97 crore UPI transactions and over 10.7 crore total transactions across UPI, cards and wallets.
The growth has come on the back of rapid expansion in offline payments across tier-two and tier-three cities, having already digitised over 1.7 crore kiranas. The company had previously announced its plans to digitise 2.5 crore kiranas by the end of 2021.
Founder and CEO Sameer Nigam said the company retains its pole position as the country’s top digital payments platform.
“PhonePe is leading across all core industry metrics — active users, active merchants, total transactions and total payments value. We will continue to transform lives positively while building simple, scalable and innovative products for every Indian,” he said in a statement.
PhonePe has over 280 million registered users. They can send and receive money, recharge mobile, DTH, data cards, pay at stores, make utility payments, buy gold and make investments.
PhonePe is accepted at over 1.7 crore merchant outlets across 500 cities nationally. (ANI)

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Nilon’s hassle-free, nutritious ginger garlic paste makes dishes tastier, healthier

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New Delhi [India], March 2 (ANI/NewsVoir): Nilon’s, one of India’s biggest processed foods brands, had the netizens in awe ever since they kick-started their recent campaign, #NilonsGGP hai toh Jahan hai!
The campaign conceptualised by M&C Saatchi February was centred around simplifying the tedious process of chopping, peeling ginger garlic while keeping the meals packed with nutrition and flavour.
In a time when most consumers are looking for healthy options to add to their diet and ways to boost their immunity, the brand brings in a product that delivers all that and more. The main objective was to engage the viewers about creating conversations around health, convenience and immunity through the use of comic strips, playful retorts between the comic characters of ginger and garlic, filmy dialogues and contests.
“The working population is witnessing a dearth of time to devote to the kitchen while handling multiple tasks at once. As more and more people are living independently, they are looking out for products that reduce their cooking time but at the same time are nutritious. That’s where we come in, with our brand offering, Nilon’s ginger garlic paste, which promotes effortless cooking, boosts immunity and is filled with nutrients because of our unique cold grinding process. Through comic strips, interactive content like contests, our aim was to better relate with the audience and encourage them to take up hassle-free cooking,” says Dipak Sanghavi, M.D, Nilon’s India.
The 6-week Nilon’s GGP campaign had witty banter and focussed on the inseparable friendship between the two comic characters, Ginger and Garlic, They aptly carried the essence of the campaign and was also loved by our followers.
Speaking about the campaign, Rajheev Agrawal, Director & CEO, Nilon’s shares, “Nilon’s has always tried to reach the space in consumers’ kitchen not just physically but through stories and conversations as well. Our very own Ginger & Garlic that is acquainted with people who cook and even first-time cooks have won the hearts of people through their humour and style. We aim to be friendlier and more approachable with this campaign and acquaint millennials with the benefits of having G&G Paste with it.”
With millions of social media impressions through various online platforms, Nilon’s ginger garlic paste saw a notable rise in online and offline orders, paving its way into the consumer’s kitchen. Nilon’s cooking paste range includes ginger garlic paste, ginger paste, garlic paste, veg curry paste and non-veg curry paste. Nilon’s wide range of products is available at your nearest kirana stores, Amazon and Flipkart.
Nilon’s India Private Limited is India’s fastest growing processed foods company with an extensive range of quality products. With humble beginnings rooted back in 1962 by Suresh B. Sanghavi, Nilon’s is synonymous with goodness that makes it a widely preferred and trusted brand amongst Indians. This assurance is encapsulated by the brand slogan ‘Nilon’s Hai Toh Achcha Hai’. For us at Nilon’s, the brand slogan is more than just an affirmation – it is an indication of consistent quality and superior ingredients in everything we produce and deliver to our customer’s lives.
This story is provided by NewsVoir. ANI will not be responsible in any way for the content of this article. (ANI/NewsVoir)

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PropTiger launches online version of its “Right to Home 2021 Expo”

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New Delhi [India], March 2 (ANI/NewsVoir): Online real estate brokerage firm PropTiger.com has announced the launch of the online version of its Right to Home 2021 expo from 18th to 19th March 2021, which is a follow-up to its highly successful offline edition held in February this year.
The online version of the expo will see over 70 real estate developers showcasing a total of 19k+ housing units in various price segments, primarily falling in the range of Rs 45 lakh to Rs 4.5 crore.
The expo will showcase a host of properties catering to various segments, from affordable to mid-segment to luxury housing. Some of the prominent developers, which are on board for the expo organised by The Elara Technologies-owned portal, include Adani, Godrej, Purvankara, Shapoorji Pallonji, Signature, Wadhwa, Runwal, TVS and Kalptaru, among others.
“After the grand success of our second edition of the “Right to Home Expo” event, held offline in February this year, we have come up with an online version of the expo, through which we hope to reach over 2 million people across the country. We wish to cater to a wider network of prospective buyers and investors, taking advantage of the obvious ease of doing business a virtual event has to offer.
The expo will enable homebuyers to bag great discount offers from some of the leading brands in the industry. Dedicated property experts with a specialized understanding of micro-markets will handhold the buyer throughout this important yet complex home buying process thus making it hassle-free for the buyer,” said Rajan Sood, Business Head, PropTiger.com.
With participation from some of the leading brands in the industry, the event will provide prospective homebuyers and investors with an opportunity to select an ideal property from the comfort of their homes where they can either join live information sessions through video conference or see a recorded video as per their convenience.
Prospective buyers would also get the opportunity to have real-time discussions directly with builders by visiting their preferred builder’s virtual booth or choose to have a guided experience.
The event will help buyers grab attractive offers on the purchase of select RERA-approved projects, including on-spot offers, lowest price guarantees, tailor-made payment plans, GST and stamp duty waivers in some projects, assured gold coin on bookings and home loan assistance among many other attractive propositions.
The online event, where buyers will be able to browse from a vast variety of projects from leading developers in a city of their choice after registering for the virtual expo, will also provide buyers with a platform to engage with sector experts and developers on a real-time basis to develop a better understanding of the property market and growth prospects.
Highlights of Offline Event concluded in February 2021
Held at various locations across India’s top eight prime residential markets between February 6 and 7, 2021, the offline event was a grand success for the online brokerage firm, where nearly 22,000 people registered themselves to select properties from over 70 leading developers who participated to showcase their projects.
Whereas PropTiger helped facilitate sales of 250 units across the country worth Rs. 165 Crores, the highest participation during the two-day event was recorded in the southern markets of Hyderabad, Chennai and Bengaluru, followed by western markets of Mumbai and Pune.
Singapore-based technology services company, Elara Technologies Pte. Ltd., Co-founded by Dhruv Agarwala, Group CEO, is the country’s only full-stack real estate technology platform that owns Housing.com, Makaan.com and PropTiger.com. Portals are owned by Elara and Elara is controlled by REA Group.
In October 2020 Elara announced that REA Group Ltd (ASX:REA) of Australia, has acquired a controlling stake in Elara Technologies Pte. Ltd. REA is a multinational digital advertising business specialising in property. REA Group operates Australia’s leading residential and commercial property websites – realestate.com.au and realcommercial.com.au and owns leading portals in many Asian countries.
It is the only player in India that offers a full range of services in the real estate space, assisting consumers through their entire home seeking journey all the way from initial search and discovery to financing to the final step of transaction closure.
It offers advertising and listings products to real estate developers and agents, exclusive sales and marketing solutions to builders, data and content services, and personalised search, virtual viewing, site visits, negotiations, home loans and post-sales services to consumers for both buying and renting.
Housing.com
Founded in 2012, Housing.com is India’s most innovative real estate advertising platform for homeowners, landlords, developers and real estate brokers. The company offers the largest selection of verified listings for new homes, resale homes, rentals and co-living spaces in India through a trained team of data collectors, analysts and auditors. The one-of-a-kind Data Sciences Lab at Housing.com analyses a significant body of data to allow buyers and sellers to make intelligent decisions.
PropTiger.com
PropTiger.com is India’s leading digital real estate advisory firm offering a one-stop platform for buying residential real estate. Founded in 2011 with the goal to help people buy their dream homes, PropTiger.com leverages the power of information and the organisation’s deep-rooted understanding of the real estate sector to bring simplicity, transparency and trust in the home buying process.
PropTiger.com helps home-buyers through the entire home-buying process through a mix of technology-enabled tools as well as on-ground support. The company offers researched information about various localities and properties and provides guidance on matters pertaining to legal paperwork and loan assistance to successfully fulfil a transaction. Since its inception, the PropTiger.com team has facilitated sales of over 30,000 homes worth nearly Rs. 20,000 crores.
Makaan.com
Makaan.com was acquired by Elara in May 2015, with a vision to establish a true “marketplace” in real estate. With consumer ratings on more than 30,000 sellers, credible listings data and real-time intelligence on property search, Makaan.com has quickly emerged as the preferred partner for consumers looking to rent, buy or sell a home.
Makaan.com offers its online consumers maximum property options and has become one of the largest advertising platforms in online real estate in India with over one million residential properties listed across the country.
This story is provided by NewsVoir. ANI will not be responsible in any way for the content of this article. (ANI/NewsVoir)

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India ranks third in 10th Hurun Global Rich List 2021 with 209 billionaires

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Mumbai (Maharashtra) [India], March 2 (ANI): India climbed up to third spot in the Hurun Global Rich List 2021 with 209 billionaires — 40 more than last year — with Mukesh Ambani seeing his wealth up 24 per cent to 83 billion dollars (about Rs six lakh crore) on the back of a surge in value of energy and telecom giant Reliance.
Gautam Adani and family saw his wealth almost double to 32 billion on the back of Adani Green Energy growing to a 20 billon valuation. Shiv Nadar & family saw his wealth rise to 27 billion dollars, up 10 billion dollars, backed by a 66 per cent increase in the share price of the software and services giant HCL.
N R Narayana Murthy was up 35 per cent to 3.1 billion dollars. His son-in-law Rishi Sunak is the UK Chancellor of the Exchequer, the most powerful person in British government after the Prime Minister.
Pankaj Munjal and family of cycle manufacturer Hero Cycles made to the list for the first time with 1.2 billion dollars on the back of surging e-bike demand in India.
The other notable entrants are Murli Divi and family of pharma major Divi’s Laboratories and Kumar Mangalam Birla and family of the global conglomerate Aditya Birla Group who grew 72 per cent to 7.4 billion dollars and 61 per cent to 9.2 billion dollars.
Scandal-hit BR Shetty lost his billionaire status for the first time. His assets have been ordered to be globally frozen by UK Courts. Ritesh Aggarwal of hotel chain Oyo Rooms lost his billionaire status after the impact of Covid-19.
Kishore Biyani of Future Retail, the fastest wealth creator in 2018, dropped out after over-leveraging that blew out of control due to Covid-19. Rajesh Mehta also dropped out.
“Asia has, for the first time in perhaps hundreds of years, more billionaires than the rest of the world combined. Wealth creation is moving to Asia,” said Hurun Report chairman and chief researcher Rupert Hoogewerf.
Despite the disruption caused by Covid-19, this year has seen the biggest wealth increase of the last decade. A stock markets boom, driven partly by quantitative easing, and flurry of new listings have minted eight new dollar billionaires a week for the past year.
“The world has never seen this much wealth created in just one year, much more than perhaps could have been expected for a year so badly disrupted by Covid-19. The speed of wealth creation is nothing short of staggering,” said Hoogewerf.
“Three individuals added more than 50 billion dollars in a single year, led by Elon Musk with 151 billion dollars on the back of the rise of e-cars while e-commerce billionaires Jeff Bezos of Amazon and Colin Huang of Pinduoduo added 50 billion dollars each. At this rate, expect to see 50 or more break through the 100 billion dollar mark within the next five years.”
China has added more new faces than the rest of the world combined, and pulled away big time from the United States in the past year.
Despite the trade war with the United States, China added 256 new billionaires to become the first country in the world to top 1,000 ‘known’ dollar billionaires with 1,056 — more than the combined total of next three countries of the United States, India and Germany.
In the last five years, China has added 490 billionaires compared with 160 in the United States.
The Hurun Global Rich List tells the story of the world economy through the stories of the world’s most successful entrepreneurs.
While India ranked third in this year’s list, China was the first followed by the United States. Germany ranked fourth and the United Kingdom fifth. (ANI)

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Take charge of your mental health with Future Generali now

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Mumbai (Maharashtra) [India], March 2 (ANI/PNN): Mental health illness is an unaddressed issue in India. One in every five Indians suffers from some kind of mental health issue, according to World Health Organisation (WHO) estimates.
Covid-19 pandemic and the extended lockdown in 2020 only served to worsen the situation. Along with the concerns about physical health, came isolation and depression due to long periods of social disconnection during the extended lockdown, anxiety related to fear of losing jobs, and an increase in stress due to having to cope with the new normal.
Mental illnesses constitute one-sixth of all health-related disorders, and India accounted for nearly 15 per cent of the global mental, neurological, and substance abuse disorder burden (Source: WHO). A National Mental Health Survey (NMHS) 2015-16 report further revealed that the treatment gap–the presence of mental illnesses and the proportion of people who had access to treatment–was over 70 per cent.
These are alarming numbers and yet, most people want to stay quiet about it. The subject continues to be viewed under a lens of stigma. Most people suffering from mental health issues live in denial, and receive very little support from family and friends. It’s about time this changes.
As a brand whose purpose is to be a lifetime partner for the customers, and to lead with empathy, human touch, and innovation, Future Generali has taken a huge step in this direction by undertaking multiple initiatives to drive awareness and education around the issue of mental health.
The starting point was an introduction of a health insurance cover that includes mental health. Acknowledging the prevalence of the mental health problem and its seriousness, the Insurance Regulatory Development Authority of India (IRDAI) has stated that insurers should keep mental illness at par with physical illness in regular health insurance coverage. Future Generali India Insurance has taken this a step further.
“Most health insurance policies in the Indian market cover only hospitalisation treatment. However, in the context of mental health, most people start their treatment through consultations with medical practitioners on an outpatient department (OPD) consultation basis. Mental health experts tell us that less than 1 per cent of the patients require hospitalisation. In order to be truly effective in taking care of mental illness treatment, policies that cover OPD treatment are the most desirable and the need of the hour. And this is exactly what our Health Total Policy offers,” said Ruchika Varma, CMO, Future Generali Insurance.
The all-new Future Generali Health Total insurance policy comes as a breath of fresh air in these challenging times. The cover understands the gravity of the problem and is a positive action, which will encourage more people to talk about mental illness as well as seek treatment for it. The policy covers in-patient hospitalization for mental illness. Notably, OPD treatment for mental illness is also covered under the superior and premiere plans of this policy.
The Future Generali Health Total insurance policy covers a sum up to Rs 1 crore. People can avail a discount of about 15 per cent. And if the sum insured has been exhausted, the amount for that year will be restored, subject to terms and conditions. With a vast network of 6,000+ hospitals that offer cashless choices, you no longer have to worry about arranging cash urgently at a time of need. The incorporation of mental health in the policy is a welcome move–prior to this coverage was offered based on factors such as data and cost.
Future Generali India Insurance has also undertaken other initiatives beyond the product. The brand started the conversation on mental health issues with its #HealthInsideOut campaign, which aims to de-stigmatize the issue by showing that it’s a common problem; create realization that some of these seemingly common-place symptoms could be signs of mental illness, and educate people that help is available, whether it’s medical or financial.
Approaching the delicate topic with a touch of light-heartedness, the brand showed inanimate objects such as a torn stress ball, a broken vase, a pillow, etc, complaining in a human voice about being treated harshly by their owners–a sign that mental health experts say could be an early symptom of underlying mental health issues.
“During our multiple conversations with mental health experts and the affected parties we found that the first manifestation of mental health issues is inflicted on inanimate objects. Humanising such objects, our campaign tells a compelling story from their perspective, urging the audience to seek timely help and realize the gravity of these issues,” said Ruchika Varma.
https://www.youtube.com/watch?v=hYeUqON3PhU
https://www.youtube.com/watch?v=7ZYzpcSc9dw
In order to get people to start taking their mental health as seriously as their physical health, Future Generali also created the Total Health Score, roping in over 25 celebrity fitness influencers including Shilpa Shetty and Mandira Bedi to participate in the test to assess their well-being.
“We created the Total Health Score, a simple assessment tool which is available on our website and mobile app, with the help of practising therapists and counsellors, who understand the early signs of potential mental health issues. Once you complete the assessment, you are attributed a score that outlines your mental wellness quotient, and also indicated potential issues or mental wellness concerns that you may be going through at the moment,” Ruchika Varma added.
https://www.youtube.com/watch?v=q5_lhKj7BCk
“Future Generali wants to lead the narrative on mental health and transform this into a movement. Going forward, we plan to roll out multiple initiatives around mental health and well-being, be it differentiated and innovative product propositions, services or partnerships to support customers,” said Ruchika Varma.
With influencers and campaigns that unabashedly talk about mental health, tools that help people analyze their mental and physical health status, and inclusive health insurance covers such as Total Health, Future Generali hopes to spark a change in the mindset of people and help them address the elephant in the room.
This story is provided by PNN. ANI will not be responsible in any way for the content of this article. (ANI/PNN)

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