Business growth, these days, has come a long way from where it was. Earlier, the options were limited for one to grow their business. But now, as technology is evolving and times are changing, there are many ways in which business growth can be achieved. Such an evolution is a necessity, especially for women. Women empowerment has gained momentum in recent years. And no doubt, it will only be gaining more and more popularity in the world. To keep it up, the Indian government is also focusing on it by supporting women. As the number of women entrepreneurs is increasing, there is also an increment in the number of schemes which ensure that these women are well equipped to run their businesses. There are many opportunities out there. One must know fully well how to grab those opportunities and do their homework. Here are a few tips that can help:
One must, first, check their eligibility. After all, without being eligible for a scheme, they won’t be able to get the financial aid that they require. One can identify among suitable business loans for women and get all the specifications or eligibility criteria that they must keep in mind. If some of the documents are required, they can be ready for financial aid soon.
- Keep Track
One must be very much educated in terms of such schemes if they want to apply on time. Various schemes are coming up, and one must have the details of the ones that concern them. Apart from that, they should also keep track of their applications in case they have filled them.
- Punctuality for Application
Since there are many schemes, they are not always available. Almost all the schemes for a business loan for women have an expiry date. In other words, there is always a time limit on these until one can fill out their application and submit it. Post that, there is no use in filling out the application as it will not be valid. The best way to do this is by blocking a certain time to apply for such grants specifically.
- Necessary Details
Most of the time, there are some other details, such as documents, that one might forgetto include. To prevent such mishaps, one must gather all the details about the documents, portals where they must be submitted, who they need to contact, etc., to stay on top of things from the beginning. Revision is also a thing that one must practice in their applications to enable smooth processing. Business Loan Schemes for WomenHere are some of the schemes for a business loan for women that turn out to be the most helpful for women in business:
- MUDRA Loan
MUDRA Loan or MUDRA Yojana was launched back in 2015 under the Pradhan Mantri Mudra Yojana (PMMY). The scheme is offered in three categories: Shishu, Kishor, and Tarun. With concessional interest rates, the loan schemes enable women in business to get a loan of up to 10 Lakh rupees. The amount can be easily used for either expansion of one’s business or starting their own business. It has a tenure of repayment of up to 5 years.
- Stree Shakti Yojana
As one of the unique schemes, the Stree Shakti package bolsters women’s entrepreneurship. It provides various concessions that women can take advantage of. There is a concession of 0.05 % on loans exceeding the amount of about ₹ 2 lakh. One catch of this scheme is that it is only available for women who are in most ownership of their business. One can avail up to ₹ 20 lakhs of loans.
- Bhartiya Mahila Bank Business Loan
Bhartiya Mahila Bank Business Loan is available for women entrepreneurs with an amount that goes up to ₹ 20 Crores. There are three different types of Bharatiya Mahila Bank Business Loan schemes which include: Shringaar: This loan, the BMB Shringaar loan, applies to self-employed women or homemakers who are planning a startup or just want help meeting their daily business expenses. Parvarish: This loan can go for an amount up to ₹ 1 Crore. It provides loans to women who are self-employed women or homemakers for a specific purpose, that is, to set up day-care creches. One can avail of it without collateral security under the CGSTSM or Credit Guarantee Fund Trust for Micro and Small Enterprises scheme. Annapurna: This one is especially for women who are within the age of 18 to 60 yearsand are in food entrepreneurship. IT helps them start or expand their small businesses and can avail of this loan. Unlike the schemes for business loans for women mentioned above, this one requires collateral.
- Dena Shakti
Under the Dena Shakti scheme, women entrepreneurs can get a variety of financial aids and services. This one empowers women in business in such a way that they can expect a concession rate of about 0.25% interest. It covers various sectors, including microcredits, retail stores, manufacturing sector, agriculture and related sectors, and small enterprises.
The Punjab and Sind Bank launched the Udyogini program to offer business loans to women. In addition to that, it also offers low-interest rates, which are favourable to women entrepreneurs. One can use this scheme’s help to set themselves up and ensure a smooth establishment and running of the business. Small-scale self-employed women entrepreneurs are only examples of the categories the scheme covers. These schemes are empowering and highly effective in setting up a business. This information is also one that comes in handy for women who have no idea where they must start their journey. Frequently Asked Questions (FAQs)
- Are the business loans for women available for housewives as well?
Yes, all women, whether they are housewives or not, can apply for a business loan under the various schemes specially designed for women. They are applicable if one plans to put the money into their business venture.
- Are these business loan schemes only available for Indian women?
Yes, all the business loan schemes in India which are designed for women can be availed only by Indian women.
- What is the first thing one must check before applying for a business loan for women?
One of the first things that one must keep in mind while applying for a business loan for women is eligibility and whether they meet the criteria or not.
- Can business loans be applied for the expansion of business?
Yes, one can easily apply for a loan if they want to use the money to expand the said business.
- Is there a minimum amount of loan that one must take out?
There is no minimum amount in most organizations. Although the amount also depends on the organization.
- Can one get business loans for women in an amount above Rs. 1 crore?
Yes, some of the organizations do offer business loans for women in an amount above Rs. 1 crore.
- Are there specific loans available for women who come under the category of SC & ST?
Yes, in India, specific loans are available for women who come under SC & ST.
- Are there benefits available in all the schemes of business loans for women?
Yes, one may opt for one business loan scheme over the other due to its benefits, such as concessions or lower interest rates.
- What is the minimum age for a woman in business to take out a loan for her business?
The minimum age for a woman in a business to take out a loan for her business is 18. However, this might change as per the institutions. For instance, some banks have 25 as the minimum age limit for business loans for women.
- Does one need to have a good credit score to take out a loan?
Yes, one must have a good credit score to take out a loan. The credit score might depend on the institution that they are applying to.
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82,000 student visas issued by US to Indians in 2022
Higher than in any previous years, US missions in India have issued 82,000 student visas so far in 2022. Indian students received more American student visas than students from any other country.
The embassy said that to ensure that as many qualified students as possible made it to their programmes of study on time for scheduled start dates, the processing of student visa applications from May to August was prioritized by the US embassy in New Delhi and the consulates in Chennai, Hyderabad, Kolkata, and Mumbai.
The senior-most US diplomat in India, Patricia Lacina, said in charge d’affaires that, “We issued over 82,000 student visas this summer alone, more than in any previous year. This shows that the United States remains for most Indian families the most sought-after country for higher education. “
She also said, “We are happy to see so many students were able to receive visas and reach their universities after the delays caused in previous years by the COVID-19 pandemic.”
Lacina said, “This also highlights the important contributions Indian students make to both our countries as they build life-long connections with American peers to maintain and grow international partnerships.”
Don Heflin, the minister counsellor for consular affairs, said, “International student mobility is central to US diplomacy, and nowhere is the contribution of students bigger than in India.”
The “Open Doors” report in 2021 showed that there were 1,67,582 students from India during the 2020–21 academic year. Indian students comprise nearly 20% of all international students in the US. Students seeking assistance with studying in the US can download the EducationUSA India app, which provides the latest information about the college application process and helps plan for higher education in the US.
Candidates can apply for JEECUP Round 1 here, which begins today
The Joint Entrance Examination Council has started the registration process for UPJEE 2022 counselling. The 1st Round registration process for JEECUP begins today, i.e., on 7 September, 2022 and will end on 9 September, 2022. Candidates can apply online through the official site of JEECUP at jeecup.admissions.nic.in.
According to the schedule, the choice filling and locking system will take place from 7 September to 9 September, 2022, with the seat allotment results being released on 10 September, 2022. The online freeze/float option selection for all candidates and document verification at the district help centres will be done from 11 September to 13 September, 2022. The fee payment link will also remain active from 11 to 13 September, 2022.
UPJEE 2022 Counselling: How to apply for JEECUP Round 1 registration
Candidates can apply online through the official site by following these simple steps given below.
- Visit the official site of UPJEE on jeecup.admissions.nic.in.
- Click on the UPJEE 2022 Counselling registration link available on the home page.
- Enter the login details and click on submit.
- Fill in the application form and make the payment of application fees.
- Once done, click on submit.
- Your registration is done and candidates can download the page.
- Keep a hard copy of the same for further reference.
CBSE 10th and 12th Compartment Results 2022: Dates for post-result activities announced
CBSE conducted Class 10 compartment exams for those who did not clear the mains from 23 August, 2022 to 29 August, 2022. Class 12 compartment exams began on 23 August, 2022. Parents, teachers, and students are eagerly waiting for the results.
The Central Board of Secondary Education (CBSE) has announced that they are going to declare results 2022 soon and the results will be published on results.cbse.nic.in, results.gov.in, and cbse.gov.in.
Ahead of the results, CBSE has published a notification on cbse.gov.in with a tentative schedule for post-result activities – verification of marks, obtaining photocopies of answer sheets, and re-evaluation of answers.
Students can apply for marks verification from the 2nd day of publication of results till the 3rd day. To obtain a photocopy of the answer sheets, they will have to submit a request on the 8th day after the declaration of results.
Students can apply for re-evaluation of results on the 13th day.
The board said that a detailed schedule in this regard would be issued after the publication of the results.
How do Government Websites help you to get information about your land?
As of right now, we’re able to share details on Rajasthan Apna Khata 2022. We’ll show you how to view a map of Rajasthan Farm from the comfort of your own home using an online map service. The state of Rajasthan is rather large. Jamabandi measles have been made available online by the Rajasthan government so that residents of the state may see their land records from the comfort of their own homes. To learn more about your Bhulekh UP, Rajasthan, or Rajasthan if you’re from Rajasthan, just keep checking back with us.
Rajasthan’s government has launched its own Apna Khata website to see land information. From the convenience of their own homes, residents of the state can access this website to view their Khasra Khatuni, Jamabandi, and Bhoomi Maps. Online applications for examining land records, Khet Khatauni, Jamabandi Nakal and Violence Intkaal are now available to all residents of the state, at any time. In addition, the state’s whole population may access internet data on Khet Number, Khatauni Number, and Violence Number, among other things.
The ApnaKhata raj nic in site allows Rajasthan residents to look up information on their property online. There would be no need for residents of the state to visit the Tehsil or Patwari’s office for any land-related tasks in the future. You don’t need to leave your house to verify your Bhulekh Jamabandi details.
Information regarding the land will no longer have to be obtained by making rounds of eating Patwari. People in Rajasthan state may now access and print Khata Khatauni and other land information via an internet website.
Apna Khata Rajasthan’s Positive Effects
- Those in Rajasthan state will no longer have to visit Patwari to see if Khatauni has been checked.
- The use of this gateway will help to cut down on unethical forms of marketing.
- People may now sit at home and look up information on their land thanks to the implementation of this program.
- To view a map of their property in Rajasthan Apna Khata, simply input the Khasra number or Jamabandi number.
- People in the state will save time as a result of the implementation of this portal..
What is the e Dharti Rajasthan Portal about?
Rajasthan’s state portal E-Dharti provides individuals with access to information on their land from the comfort of their own homes. This site may be used for a variety of tasks, such as generating a Khasra number, a Bhulekh, a land map, and a farm jamabandi. edharti.raj.nic.in is the portal’s official webpage.
A khata number is required for all citizens. Account numbers for families are known as Khata Numbers (also known as Khevat Numbers). Landowners and their total land holdings are listed in the database.
- The Apna Khata web site allows people of Rajasthan state to view the comprehensive data oftheir land.
- The official website of eDharti Apna Khata provides access to a variety of resources, including Khasra Map, Khatauni, and Jamabandi Nakal.
- As an online gateway, the inhabitants of the state will save time and no longer have to visit the Patwari, saving them time and money.
What is e Sathi?
An online platform called eSathi UP, developed by the UP government, offers a variety of services, including income and caste certificates, birth and death certificates, and more.
This portal’s goal is to make it easier for the people of Uttar Pradesh who live there to access a wide variety of government services and programs. People in the state of Uttar Pradesh can use the eSathi UP portal to apply for and obtain various certifications. The Uttar Pradesh e-District Project is a mission-mode project that runs under the e-Governance Plans throughout the state of UP for the convenience of citizens. It is the state government’s goal to make the e Sathi UP site a success. The fundamental objective of e District UP is to computerize governmental services. The entire system will be automated as part of the E District UP plan.
Why Teacher Performance Evaluations Are Important
Good educational outcomes are a residue of having highly qualified and experienced teachers. The quality of a good teacher is weighed through the teacher’s evaluation. A teacher’s evaluation puts out their performance and conduct in context and compares them against a set of certain standards.
Evaluating teachers has proved a daunting task yet crucial because it informs future decisions. The evaluation must set clear and rigorous expectations to be successful and effective. Teachers’ evaluation is also made fair by using objective data to measure the performance against some standards.
Finally, giving evaluation feedback enables the teachers to reinforce their strong points and improve their shortcomings.
Why should teachers be evaluated? Here are a few reasons why teacher evaluation is critical in maintaining a high-quality level of education and meeting the student’s attainments.
- Improving Teacher Quality
Today, a teacher’s evaluation focuses on instructional and student achievements. For a teacher to be termed as effective, they should have a good mastery of instructional techniques, be well experienced, collaborate with colleagues, and have participated in professional development.
Teachers’ evaluation helps recognize great teachers who can replicate methods and styles. Good teachers must then be regarded as positive reinforcement to inspire others. Teacher evaluation helps identify teachers’ shortcomings, thus exposing the teachers that require extra training to teach effectively.
- Improves Teacher Accountability
Teacher evaluation plays a major role in professional development, preparing programs, and building trust among administrators and colleagues. A teacher’s accountability helps the administrators and educators reach the steps necessary to improve their relationship and improve the students’ performance. For example, a teacher’s evaluation acts like a road map where the educators set tangible goals to be reached at a specified time.
- Encourages Professional Development
Teacher’s evaluation encourages professional development because it deals with formative goals. These goals guide, improve, recognize and reinforce teaching excellence. They assist teachers in planning the educational activities and help teachers focus solely on the student’s outcome. The Adobe Education Exchange comes in handy as an educator’s resource for teachers whose students are taking on projects. This greatly helps the teachers in guiding students and planning the educational activities.
- Encourages Greater Teacher-Student Collaboration
A teacher is expected to have the capacity to plan, lead, initiate, develop teaching and education in both general and subject-specific knowledge. This is critical because it gives the teacher the capacity to connect teaching and research. For example, when students research the science project ideas 4th grade, the teacher can guide ideas and topics best suited for the student. This kind of collaboration is greatly encouraged by teachers’ evaluations.
How effective is teacher evaluation?
Teachers’ evaluations are critical and integral to our education system. This is because it ensures that we have experienced and qualified teachers geared towards teacher-student collaboration for the greater good, that is, excellent student outcomes. Giving meanin
School Canvas launched to provide edtech for students’ career routes
School Canvas, previously known as Parentsalarm is one of the leading ed-tech firms in the country. It is recognized as a leading ERP provider in the ed-tech space.
School Canvas, formerly known as Parents Alarm was launched recently at Eldrok India K 12 Summit 2022. Mr. Kanhaiya Kumar, Founder, School Canvas, was one of the speakers at the event where he announced the official launch of School Canvas, a one of its kind school ERP solution.
The platform has been designed and launched by rebranding Parents Alarm. Parents Alarm was earlier conceptualized with the sole aim to offer seamless educational experiences to the students. Now known as School Canvas, it is one of the leading ed-tech firms in the country. The idea behind the name was simple- just like canvas is a plain white board and offers artists a chance to paint as per their creativity and desire; the platform offers ERP software basis the module or the process the school wants to automate! Whatever the school needs (writes on the white board about their requirements) regarding their automation of specific module; they aim at catering to the requirements of the schools as well as the students and parents to ensure seamless school management.
Eldrok is one of the world’s leading business exhibitions and conference organizers specializing in conceptualizing events in the field of education. The summit was organized at Taj West End, Bengaluru on 7th January 2022. It witnessed the presence of various renowned professionals and experts from the field of education including Principals, School Directors, Founders, and Chairman from different boards like CBSE, ICSE, CAMBRIDGE, and IB Boards. Mr. Kanhaiya took this opportunity to share about the launch of its platform, it’s rebranding as well as the innovation behind the product.
Ever since its inception in 2010, the brand has gained recognition as a leading ERP provider in the ed-tech space. School Canvas is the country’s first ed-tech firm to implement the open API concept. It offers a host of services such as attendance tracking, homework notifications, as well as fee reminders. The brand also helps schools with notification/notice circulation, bus/GPS tracking, e-content, performance updates, and much more. In the first 9 years of their existence, School Canvas’ associations were limited to just schools. However, since the past two years, they have expanded their footprints into conferences and conclaves as well.
Expressing his elation on the launch of School Canvas, Mr. Kanhaiya Kumar, Founder, School Canvas, “It gives us immense joy to share that we have rebranded Parents Alarm and have officially launched School Canvas. We realized that various gaps exist in the Indian education space. We wanted to bridge this physical-digital gap in the education domain as well as revolutionize the space with digital innovations. Over the years, we developed our platform constantly and built it into the ERP software. However, we wanted to innovate it further and ensure it emerges as the go-to solution for the effective management of schools. Hence, we thought of rebranding Parents Alarm as School Canvas. We are excited to have launched it officially and are hoping it will continue disrupting the education space in the times ahead as well. “
Headquartered in Chennai, the brand has been in the market for over a decade by the name of Parents Alarm and has grown exponentially ever since. It is a one-stop ERP solution providing a smart, straightforward, and innovative school management system that allows running schools smoothly in the online space as well as communicating with parents in real-time.
School Canvas is a school management solution ensuring streamlined workflow and high-end educational experiences for the students. With its various modules of learning management, communication management, report card analysis and generation, GSP tracking as well as transportation management, online fee collection as well as payment collection; the platform is helping schools turn paperless in the truest sense! School Canvas with its innovative concept and new-age features is playing a major role in bringing parents closer to their children’s school life.
About School Canvas
Incepted in the year 2010, School Canvas is a leading ERP solution for schools enabling automation of the schools. The platform provides superior educational experiences backed by technological innovations. Headquartered in Chennai, it has a robust clientele of over 550 schools across the country. The firm strives to provide high-end school automation services to its clients with its outcome-based approach and robust digital foundation.
School Canvas formerly known as Parents Alarm launched school ERP solution recently at Eldrok India K 12 Summit 2022.
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