Banwarilal Purohit, the Governor of Punjab and Administrator of UT, Chandigarh, handed over the first accidental insurance cover of Rs. 40 Lakh to the kin of a deceased employee of Municipal Corporation Chandigarh in a program held at Rani Laxmi Bai Mahila Bhawan, Sector 38, in the presence of Anup Gupta, Mayor; Vijay Namdeorao Jade, IAS, Finance Secretary, Chandigarh Administration; Anindita Mitra, IAS, Commissioner, MCC; and Sh. Chaman Lal Shienhmar, Field General Manager, Punjab & Sind Bank, Chandigarh region.
Addressing the beneficiaries and other employees of the MCC, the Governor said that the Municipal Corporation has set an example of good governance through this scheme, securing the future of the families of employees who lose their lives. The scheme provides insurance coverage to each and every one of their employees, whether regular, contractual, or outsourced. He also congratulated and thanked the Punjab & Sind Bank for this noble step, offering maximum benefits of insurance cover to all MCC employees.
Anup Gupta, the Mayor, mentioned that this insurance cover is a significant relief to the employees and their families. Earlier, in case of any accidental death of an outsourced employee, MCC was unable to provide relief to the family of the deceased employees.
He further informed that the MCC has extended this social security net to each one of its 11,000 employees working in different wings, including 925 door-to-door waste collectors, 543 daily wagers, 76 contract basis, and 5,272 on the outsourced staff, as well as 1,100 employees of Lions firm, which is looking after the sanitation work.
Anindita Mitra, IAS, Commissioner, MCC, said that since November 2022 when the agreement with the Punjab and Sind Bank was signed, as many as 50 employees have lost their lives. In 46 cases of natural death, a benefit of Rs. 2.50 lakh has been given to the families of the deceased. Two employees have lost their lives in accidents, and today, a benefit of Rs. 40.00 lakh was being given to the kin, i.e., to Smt. Prema Devi, the wife of late Sh. Ram Bali, Gardner of the horticulture wing, MCC, by Hon’ble Governor Punjab and Administrator Chandigarh, and the remaining cases were under process.
She further said that zero balance salary accounts of all categories of employees, such as regular, contractual, daily wagers, outsourced, including door-to-door waste collectors, safaimitras, safaikarmacharis, have been opened in the P&SB, which offered an insurance scheme, including in death cases Rs. 40 Lacs accidental coverage, total disability Rs. 40 Lacs accidental coverage; Rs. 40 Lacs for death due to animal bite, insect bite, snake bite.
Chaman Lal, FGM, Punjab and Sind Bank, added that in case of partial disability, the insurance cover is to be given as per the percentage of the disability as mentioned in the schedule; Air accidental Rs. 1.20 crores; child education benefit from 12 years to 22 years up to two girls child Rs. 24 lacs (Rs. 12 lacs each), one girl and one boy, Rs. 12 lacs plus Rs. 6 lacs, two boys Rs. 12 lacs (6 lacs each), and in case of natural death, Rs. 2.50 lacs will be given.
