UPI Rules Update: Here’s what every user needs to know.

Balance Check Limits Introduced: - Only 50 balance checks/day per UPI app - Helps reduce server overload during peak hours

New Bank Account View Limit: - You can now check newly linked bank accounts a max of 25 times/day - Frequent checks could be restricted

New AutoPay Windows AutoPay (subscriptions, EMIs, bills) will only process in these slots - Before 10 AM -1 PM to 5 PM -After 9:30 PM

 Failed Transactions? Max 3 Checks You can only retry 3 times to check a failed transaction status Each retry must be 90 seconds apart

Why The Rule Changes? - Reduce server congestion - Improve security - Enhance processing speed

Will It Affect Payments? No change to: - Payment limits - Scan & pay - UPI PIN flow

What Should You Do? -Avoid spamming balance checks -Wait between retries -Schedule AutoPay based on the new slots